How to Recover Compensation From Lyft and Uber Accidents
The way people travel was entirely revolutionized with the introduction of on-demand methods of transportation, such as Uber and Lyft. In 2009, Uber drivers hit the streets to offer people rides to where they need to be in place of mass transportation or typical yellow cabs. Lyft drivers came onto the scene just a few years later in 2012 to provide Uber with some competition for rides.
However, these new methods of transportation have raised many concerns that companies are cutting corners and risking the safety of passengers with their choices of drivers. Since Uber began in 2009, the number of yearly car accidents involving rideshare drivers has increased.
It is important to determine which party’s insurance will be responsible when there is a ride-share accident. This is because the lines become blurred between the rideshare company and the drivers. Typically, individuals injured in a car accident can seek compensation from the driver at fault in the collision, but when an Uber or Lyft accident happens, people may not know who is responsible for providing recovery to the injured party.
Uber and Lyft drivers are required to carry car insurance coverage through company policy. However, the at-fault driver’s personal insurance policies may have a “business use exception” clause that may not cover injuries while rideshare drivers are at work.
Fortunately, in Nevada, Uber or Lyft’s commercial insurance policies will cover up to compensate injured passenger inside the vehicle if the Uber or Lyft driver is at fault – up to $1 million dollars.
Additionally, in Nevada, share ride insurance provides $1 million in coverage for an accident under the following conditions:
- The third-party driver at fault is unknown
- The third-party driver at fault does not have car insurance
- The third-party driver at fault has insurance that does not have enough car insurance.
Nevada Law on Ride Share
Chapter 706A of the Nevada Revised Statutes (NRS) covers “transportation network companies.” and applies to ride share accidents.
A “transportation network company” is an entity that uses a digital network or software application service to connect a passenger to a driver who provides transportation services. “Transportation services” is the transportation by a driver of one or more passengers between points chosen by the passengers and prearranged through the use of the digital network or software application service of a transportation network company.
Under Nevada law, transportation services begin when a driver accepts a request by a passenger for transportation through the digital or software and end when the last passenger fully disembarks from the motor vehicle operated by the driver.3
Chapter 706A also requires minimum conditions for share ride drivers, such as background checks of driving and criminal histories and proof that the driver has a driver’s liability insurance policy. Violation of these conditions may be avenues to prove that share ride companies are negligent to result in causing accidents and injuries.
Contact our Firm
We have successfully helped clients who were injured in rideshare accidents. If you or someone you know has been injured in an Uber or Lyft accident and wish to seek legal representation, contact Lawrence C. Hill & Associates, LTD. today.
When individuals in Las Vegas are injured due to the negligence of another party, they can turn to Lawrence C. Hill & Associates for quality legal assistance. Whether you were injured on someone else’s property, were injured by a negligent driver, or impacted by negligence in another way, we are here to help. Contact Lawrence C. Hill & Associates today to discuss your case.